Your privacy is safe with us
We address your privacy with care. We understand
the importance of personal data safety. And we are also well aware
of the pressure the modern world puts upon management of this
information. To make our privacy protection principles clear, we
established this Privacy Policy. We encourage you to read this
section before you start using ultrablackfriday.com.
Please note that by using our platform you confirm that you agree
with our Privacy Policy.
1. What Kind of Information We Collect
We gather the following information from you, personally
identifiable information and non-personally identifiable
information.
Personally identifiable information is the sort of
data that allows to recognize you as an individual. You provide us
with it when you sign up and start submitting a request. This
information may include but is not limited to: your full name, date
of birth, place of residence, phone and mobile phone number,
driver’s license, social security number, relevant employment
details, income, banking account, credit history, military status.
Non-personally identifiable information relates to
the data that doesn’t reveal anything about your identity. This
information is anonymous and may include but is not limited to: IP
address, Internet provider, browser, language, time of browsing
session, clicks, links you followed, etc. Such kind of data is
collected through cookies, web beacons and pixel tags.
Cookies are tiny pieces of data sent by a website
you visited and stored at your computer.
The terms of web beacons and
pixel tags are associated with small transparent
graphic images that allow to track behavior of website visitors.
2. Why We Collect This Information
Collecting personal details of users is necessary for business
management, technical support improvement and marketing research. We
also need your private data to process your application and get you
connected with one of our lenders.
3. How We Share Your Personally Identifiable Information
By providing your personally identifiable information, you allow us
to process your application and connect you with a lender. That also
means that we have the right to share this information with a third
party because a lender cannot approve your loan without knowing
anything about you.
Please note that lenders may verify your personal information by
sending requests to national databases and credit reporting
agencies. Such inquiries may affect your credit score.
We may share some of your data with our affiliates, partners and
other accredited third parties for the purposes of business
management, security, advertising, marketing, consumer behavior
research, consumer support improvement.
We reserve the right to share your information with another company
that has acquired our business, a part of it, or fused with us. In
case such a situation takes place, it’s possible that we will inform
you about these changes by email or with an announcement posted on
our website.
We may share your personally identifiable information if it is
required by the law and is necessary to proceed with a legal process
or to protect our rights.
4. How We Share Your Non-Personally Identifiable Information
By collecting and sharing your non-personally identifiable
information with third parties, we improve our technical service,
analyze the behavior of our customers and gather web statistics
important to management of our business. We may share it with other
third parties for these purposes.
5. Links Provided by Third Parties
When browsing our website, you may come upon links to third parties’
websites. All these links are given to you only as a reference. You
click them on your own will. We do not manage those websites;
therefore, we cannot be held accountable for their content, privacy
policy, terms and practices as their management is beyond our
responsibility and control.
6. Marketing Practices
By accessing our website, you acknowledge that you know about our
marketing practices and agree with them. You have nothing against
receiving advertisements, newsletters, marketing messages and other
promotional materials from us.
Our third-party partners may also send you their marketing messages
using all the contacts you’ve provided us with.
When you start using our website, you acknowledge that you are aware
of our marketing practices and that you agree to receive such kind
of messages from us and our third-party partners. In case you don’t
want to receive marketing messages from us, we give you an option to
opt-out. Nevertheless, if you want to opt-out from third parties’
messages, you should contact them directly with this request.
Please note, that we are not responsible for marketing practices of
third parties as we do not control them.
7. How We Protect Your Information
To keep your personal information safe, we use safeguards and
advanced security systems that correspond to the US law requirements
regarding this matter. Only authorized personnel can access your
data. They may do so only for business purposes allowed by the
current US legislation.
Despite our best efforts, we cannot guarantee total safety of your
data. This is impossible due to the fact that we are not able to
control law violators.
8. Notice for Foreigners
We render our services exclusively to employed residents of the
United States. If you are a foreigner, don’t access our website.
9. Notice for Minors
We render our services exclusively to people over 18 years old. If
you are a minor, don’t access our website.
As seen above, we do not deliberately collect data from children. If
you are a parent or a legal guardian of a child that accessed our
website, please, inform us about the incident using our contacts.
10. Privacy Policy Changes
We reserve the right to revise, modify, update this Privacy Policy
when we find appropriate to do so. We can revise, modify, update the
Privacy Policy without notice. For this reason we encourage you to
reread this section from time to time. If you keep accessing our
website after we’ve changed the Privacy Policy, then it will mean
that you agree with the changes.
11. Your Rights Under the CCPA
11.1 General Information. If you are a California
Resident, you are entitled to additional rights over your personal
information under the California Consumer Privacy Act of 2018 (CCPA)
and certain other privacy and data protection laws. This section
summaries the categories of information we collect about you, why
the information is collected, who we share your information with,
and for what reason that information is shared.
11.1.1
Category of Information
Identifiers
Examples
Name, internet protocol address, email address, or other similar
identifiers
Source of Information
Consumer, third-party data providers, marketing partners, and
advertising partners
Purpose of Collection
For us to provide services, market to you, analyze your use, conduct
research, maintain security of our systems and operations, and to
meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing
partners, advertising partners, web analytics providers, service
providers, vendors, customer support providers, data processing
providers, law enforcement, government authorities, parties that
legally compel us to share your information
11.1.2
Category of Information
Personal information categories listed in the California Customer
Records statute
Examples
Name, signature, address, telephone number, driver’s license or
state identification number, employment, social security number,
bank account number
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations, and to
meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing
partners, advertising partners, service providers, customer support
providers, data processing providers, law enforcement, government
authorities, parties that legally compel us to share your
information
11.1.3
Category of Information
Protected classification characteristics under California or federal
law
Examples
Age, military status
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations, and to
meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing
partners, advertising partners, service providers, customer support
providers, data processing providers
11.1.4
Category of Information
Commercial information
Examples
Product or service provider sites you choose to navigate to
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing
partners, advertising partners, service providers, customer support
providers, data processing providers
11.1.5
Category of Information
Biometric data
Examples
Keystroke or other behavioral or biological characteristics
Source of Information
N/A
Purpose of Collection
N/A
Who Do We Share With
N/A
11.1.6
Category of Information
Internet or similar network activity
Examples
Browsing history, search history, information on a consumer’s
interaction with a website, application, or advertisement
Source of Information
Consumer, web browsers, marketing partners, and advertising partners
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Marketing partners, advertising partners, web analytics providers,
security/anti-fraud providers
11.1.7
Category of Information
Geolocation data
Examples
Physical location or movements
Source of Information
Consumer, web browsers, marketing partners, and advertising partners
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations, and to
meet our legal compliance requirements
Who Do We Share With
Marketing partners, advertising partners, web analytics providers,
security/anti-fraud providers
11.1.8
Category of Information
Sensory data
Examples
Audio, electronic, visual, or similar information
Source of Information
N/A
Purpose of Collection
N/A
Who Do We Share With
N/A
11.1.9
Category of Information
Professional or employment-related information
Examples
Current employer, length of employment
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing
partners, advertising partners, service providers, customer support
providers, data processing providers
11.1.10
Category of Information
Inferences drawn from other personal information
Examples
Profile reflecting a person’s preferences, characteristics, trends,
behavior, and abilities
Source of Information
Third-party data providers, marketing partners, and advertising
partners
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Data processing providers, web analytics providers, and
security/anti-fraud providers
11.2 Right to Know. As a California resident, you have
the right to know (i) the categories of personal information we
collected about you in the preceding 12 months; (ii) the sources
from which the personal information was collected; (iii) the
business or commercial purpose for which it collected or sold the
personal information; and (iv) the categories of third parties with
which the business shares personal information.
Additional Privacy Rights. You also have the right (i) to
request that we tell you what specific information we have about
you; (ii) to request that we delete your information; (iii) to
opt-out of having your information sold; and (iv) for us not to
discrimination against you for exercising these privacy rights.
Please note that you may only make a CCPA-related request twice
within a 12-month period.
Right to Non-Discrimination. We will not discriminate
against you for exercising any of your CCPA rights. Unless otherwise
permitted by the CCPA, we will not (i) deny you goods or services;
or (ii) provide you a different level or quality of good or service.
Alternative Format of CCPA Notice. If you have a
disability that prevents or limits your ability to access this CCPA
Notice, please email us at contact@ultrablackfriday.com. We will
work with you to provide this notice in an alternative format.
Authorized Agent. California residents can empower an
“authorized agent” to submit requests on their behalf. We will
require the authorized agent to have a written authorization
confirming that authority.
How to Submit Your Request for Specific Information. You
can request access to specific information we have about you by
sending an email with the Subject Line “CCPA Right to Know” to
contact@ultrablackfriday.com or you can make your request for
information here. In your request, please provide us with enough
information to identify you, including (i) your full name; (ii)
physical address; (iii) phone number; (iv) email address; (v) proof
of your identity (e.g. driver’s license or passport); and (vi) a
description of what right you want to exercise. Once your request is
submitted, we will reach out to you within the timeframe required by
law to verify your identity. After we verify your identity, we will
send your information to you via an electronic format. Any personal
information we collect from you to verify your identity in
connection with your request will be used solely for the purposes of
verification.
How to Exercise Your Right to Delete Information. You can
request the categories of information we have on file or deletion of
information available on our request form available here. You may
also submit this request by sending an email with the Subject Line
“CCPA Right to Request or Delete Information” to
contact@ultrablackfriday.com. In your request, please provide us
with enough information to identify you, including (i) your full
name; (ii) physical address; (iii) phone number; (iv) email address;
(v) proof of your identity (e.g. driver’s license or passport); and
(vi) a description of what right you want to exercise. Once your
request is submitted, we will reach out to you within the timeframe
required by law to verify your identity. After we verify your
identity, we will send your information to you via an electronic
format. Any personal information we collect from you to verify your
identity in connection with your request will be used solely for the
purposes of verification.
How to Exercise Your Right to Opt-Out of Sale of Your
Information.
Under the CCPA, if you are 16 years of age or older, you have the
right to direct us not to sell your personal information at any
time. You may submit your request through the URL provided below.
You may also submit this request by sending an email with the
Subject Line “CCPA Do Not Sell My Information” to
contact@ultrablackfriday.com. In your request, please provide us
with enough information to identify you, including (i) your full
name; (ii) physical address; (iii) phone number; (iv) email address;
(v) proof of your identity (e.g. driver’s license or passport); and
(vi) a description of what right you want to exercise. Once your
request is submitted, we will reach out to you within the timeframe
required by law to verify your identity. After we verify your
identity, we will send your information to you via an electronic
format. Any personal information we collect from you to verify your
identity in connection with your request will be used solely for the
purposes of verification.
DO NOT SELL MY PERSONAL INFORMATION
However, if you opt-out, please note that we will be unable to help
you find a loan or other product or services that may be of interest
to you through our Network Partners. In order to opt-in, please
submit the completed form or resubmit your request, which lets us
know that you want to sell your information to deliver the products
and services you requested.
12. California Disclosures
California Law requires us to provide certain disclosures to users
of this Website. Shine the Light Disclosure. Civil Code Section
1798.83 permits California residents that use this Website to
request certain information regarding our disclosure of personal
information to third parties for their direct marketing purposes. To
make such a request, please contact us at
contact@ultrablackfriday.com. Please note that this section does not
prohibit disclosure made for non-marketing purposes. Do Not Track
Disclosures. Business and Professions Code Section 22575(b) requires
websites to disclose their practices with respect to the use of
tracking technology made by third parties and whether this Website
honors web browser do-not-track signals. No third parties are able
to collect personally identifiable information you provide on this
Website. At this time, ultrablackfriday.com does not respond to
do-not-track browser settings or signals.
13. How You Can Contact Us
If there is something you would like to discuss with us, please,
send us a message via our contact form.
