Effective Date: March 8, 2025
1. Acceptance of Terms
By downloading, installing, or using the QCU: Borrow & Lend app (“App”), you agree to comply with and be legally bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the App.
2. Eligibility
You may use this App only if you are at least 18 years old and reside in the United States. By using the App, you represent and warrant that you meet these eligibility requirements.
3. App Description
QCU: Borrow & Lend is a mobile tool designed to help users track personal borrow and lend transactions, set payment schedules, and manage financial obligations between individuals. The App does not offer loans, credit lines, financial advice, credit counseling, or financial intermediation services. All functionality is based on user-entered data, and the App does not guarantee accuracy or enforceability of agreements made between users.
4. User Responsibility
You are solely responsible for the accuracy and completeness of any information you input into the App, including borrower or lender data, loan amounts, repayment dates, and personal information. Calculations and summaries generated by the App are provided for informational and organizational purposes only and should not be considered legal or financial advice.
5. Data and Privacy
We value your privacy. By using the App, you agree to the collection and use of your data as outlined in our Privacy Policy. The Privacy Policy forms part of these Terms and is available within the App or at your request.
6. Intellectual Property
All intellectual property rights in the App, including but not limited to text, graphics, logos, icons, functionality, and software code, are the exclusive property of QUICK CASH U.S.A. LLC or its licensors. You may not copy, reproduce, modify, or distribute any part of the App without our prior written consent.
7. Limitation of Liability
To the fullest extent permitted by law, QUICK CASH U.S.A. LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the App, including but not limited to financial loss, missed payments, or misunderstandings between users.
8. Modifications to the Terms
We may update these Terms at any time to reflect changes in our practices, the App's functionality, or applicable laws. When changes are made, the updated version will be posted in the App. Your continued use of the App after such changes constitutes your acceptance of the new Terms.
9. Termination
We reserve the right to suspend or terminate your access to the App at our sole discretion if we determine that you have violated these Terms, used the App unlawfully, or caused harm to other users or to us.
10. Contact
If you have any questions about these Terms or the App, please contact us at:
QUICK CASH U.S.A. LLC
168 Madison Street, 13421
Email: support@quickcashconnectfin.org